So this is the view I’ll be seeing a lot more of in the very near future. It is the view looking northward across the Ancoats, i mean new islington area which I learned on Saturday use to be the home of the italians who moved to Manchester in the early 20th century. Of course I’m nice and high in the islington wharf block of apartments. I would have like to have been on the other side but it was an extra £10k to be on the south side with a balcony. Hey at least I get to see the Manchester City stadium (sport city) and the rest of new islington including the planned beach which meant to be put in just next to Chips (the two tone block of apartments in the middle of the picture).
So to go with the floor to ceiling windows, is two bedrooms a nice large lounge with kitchen and two bathrooms. There’s also a huge community garden for everyone in the building. I took advantage of the governement scheme which is now ending this weekend. Basically its a interest free loan for 30% of the property while you put in 65% in a mortgage and 5% via a deposit. Its a good deal because the loan is interest free for 5 years then you can either pay it back via the sale of the flat or pay it back slowly at a low interest rate.
I get the keys on Thursday, so only a week now and everything seems to be swimming along nicely. Thanks in part to my sister (Sharon) and Billie Wilde (my estate agent and mortgage advisor). Billie kept trying to get hold of me on my mobile phone but couldn’t get through due to #mybrushwithdeath. So in the end my sister picked up the call and got back to Billie with the bad news about me being in hospital with the bleed on the brain. Billie informed everyone involved and held the mortgage for as long as she could.
When I was well enough to continue the flat buying process she came to my house with everything to sign before I went to Bristol. If Billie and Sharon had not done what they had, I would have lost the flat for sure or at least the mortgage which would have been a real lost. So thank you to both of them, I’m very happy to pay the small fee to Billie because she really did over and above what she needed, to make sure I got the mortgage and ultimately the flat. And of my sister for being my caring sister. I owe you one, hope you enjoy the flip camera I bought you.
