My new home in New Islington

The stunning view from my new flat (islington wharf)

So I’ve finally got the new flat about right, there was plenty of unpacking and even more putting together of furniture thanks to my great parents and lovely friends Sheila and Glyn (who traveled all the way up from London to see me and help me move in, I will never forget that)

I just last Friday put up the last piece of Ikea furniture (the Lack coffee table) and shifted things around in the flat. I expect theres plenty more shifting needed for everything to fit and work in the spaces I have put them in. I still have a ton of flatten Cardboxes in my main bathroom because the recycling is totally filled up and there too large to take somewhere else for recycling.

One of the best parts about the new flat is the amazing view I have in the main room. There is 2 walls of double glazed glass so you really get a fantastic view of North East Manchester (including the New Islington area aka Ancoats). I can easily see the Manchester City stadium, Chips (the weird shaped urban splash flats), 3Towers (another urbansplash set of buildings), Tutti Furti (the self build scheme), Royal Mills flats, the new east Manchester tram line and lots more. On a clear day, you can see the mountains/hills which are the start of the pennines which split Leeds from Manchester. The clouds are also pretty amazing at this height. You can almost see the rain clouds coming in slowly and the thunder storm we recently had was pretty impressive. You could almost see the lightning hit the ground in some places. Wish I had found my camera earlier, as it was simply stunning.

So if you didn’t know already, I bought this place. So I’m now a home owner again. I won’t say how much I got the flat for but its a very reasonable deal with the old governments homebuy scheme. Unfortunately I can’t recommend it much because the new government got rid of it on the 1st August. Its a good scheme no wonder they killed it off. Either way, my monthly mortgage is well below my rent for the other place, I’m actually quite shocked how low it is. Of course its fixed for the next few years, which should give me plenty of time to re-morgage at a lower rate in the future.

All in all, I’m really enjoying the new pad at islington wharf and friends of me look out for the flatwarming party which will most likely take place in the secret garden instead of my flat. If the weather keeps up, I might turn it into a massive bbq instead….

Photos of my new flat at Islington Wharf

The view from my new flat

So this is the view I’ll be seeing a lot more of in the very near future. It is the view looking northward across the Ancoats, i mean new islington area which I learned on Saturday use to be the home of the italians who moved to Manchester in the early 20th century. Of course I’m nice and high in the islington wharf block of apartments. I would have like to have been on the other side but it was an extra £10k to be on the south side with a balcony. Hey at least I get to see the Manchester City stadium (sport city) and the rest of new islington including the planned beach which meant to be put in just next to Chips (the two tone block of apartments in the middle of the picture).

So to go with the floor to ceiling windows, is two bedrooms a nice large lounge with kitchen and two bathrooms. There’s also a huge community garden for everyone in the building. I took advantage of the governement scheme which is now ending this weekend. Basically its a interest free loan for 30% of the property while you put in 65% in a mortgage and 5% via a deposit. Its a good deal because the loan is interest free for 5 years then you can either pay it back via the sale of the flat or pay it back slowly at a low interest rate.

I get the keys on Thursday, so only a week now and everything seems to be swimming along nicely. Thanks in part to my sister (Sharon) and Billie Wilde (my estate agent and mortgage advisor). Billie kept trying to get hold of me on my mobile phone but couldn’t get through due to #mybrushwithdeath. So in the end my sister picked up the call and got back to Billie with the bad news about me being in hospital with the bleed on the brain. Billie informed everyone involved and held the mortgage for as long as she could.

When I was well enough to continue the flat buying process she came to my house with everything to sign before I went to Bristol. If Billie and Sharon had not done what they had, I would have lost the flat for sure or at least the mortgage which would have been a real lost. So thank you to both of them, I’m very happy to pay the small fee to Billie because she really did over and above what she needed, to make sure I got the mortgage and ultimately the flat. And of my sister for being my caring sister. I owe you one, hope you enjoy the flip camera I bought you.

Urgently on the look for hot properties